Credit Card
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The First Progress Platinum Elite MasterCard® Secured Credit Card
The First Progress Platinum Elite MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No Credit Inquiry Required!
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application.
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History.
Build Credit Faster with 6 reporting cycles per month. (You will be assigned the fastest of 6 reporting cycles a month)
With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 – 10 days after the complete application is approved and the total refundable deposit received. Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
24/7 Online Access to Your Account: Try our new Mobile App for Android users!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Receive Your Card More Quickly with New Expedited Processing Option
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
APR for purchases = 19.99%
Annual Fee = $29
Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder’s bank
OpenSky® Secured Visa ® Credit Card
OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years.
No credit check to apply and find out instantly if you are approved.
Easy application, apply in less than 5 minutes right from your mobile device
Get considered for a credit line increase after 6 months, with no additional deposit required
You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
* View the cardholder agreement
Intro APR
See terms
Intro Period
See terms
Regular APR
See terms
Annual Fee
$35
Balance Transfer
N/A
Credit Needed
—
Surge Mastercard® Unsecured Card
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply!
Fast and easy application process; results in seconds
See if you’re Pre-Qualified without impacting your credit score
Initial Credit Limit of $300 – $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
Use your card at locations everywhere that Mastercard® is accepted
Free online account access 24/7
Mastercard Zero Liability Protection (subject to Mastercard Guidelines)
*See all terms in conditions on website.
This offer is NOT available in the following states: MA, CO, WV, IL
Some Requirements (Not limited to)
You need to have an existing checking account
Minimum 540 Vantage Credit Score
note: Having the above does not auto approve you. The bank will still look at other factors when making a decision.
Is there a credit check when I apply?
The pre-qual process is a soft pull (page 1 when consumer submits an app).
If the pre-qual offer is accepted and the applicant submits a full application (page 2), that is a hard pull.
How long does it take to make a decision about my application?
In most cases, we will provide an instant decision. However, in some cases we need to collect additional information to make a decision on your Surge credit card application which could take up to 30 days.
About Continental Finance:
Continental Finance, one of America’s leading marketers and servicers of credit cards for consumers with less-than perfect credit, is proudly rated A+ by the Better Business Bureau.
Continental Finance Company is proud of our customer feedback. With more than 2.6 million credit cards managed since our founding, CFC prides itself on putting the customer first. We specialize in providing credit cards that help our customers build or establish credit with dignity and respect. If you have less than perfect credit, a CFC brand card can help you re-establish your credit history!
Who is Celtic Bank?
Founded in 2001, Celtic Bank is a leading nationwide small business lender and residential construction lender. Headquartered in Salt Lake City, Utah, Celtic Bank is a privately owned industrial bank chartered by the State of Utah. Celtic Bank is an SBA Preferred Lender and was named the 8th largest SBA lender in the nation for FY 2014.
Merrick Bank Double Your Line™ Secured Visa®
Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
See all terms and conditions on our website.
Merrick Bank Secured Visa®
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
Wisconsin Residents: This offer is NOT valid for residents of Wisconsin
Intro APR
n/a
Intro Period
n/a
Regular APR
17.45%
Variable
Annual Fee
$36 the first year, billed $3 per month thereafter
Balance Transfer
n/a
Credit Needed
—
First Progress Platinum Select MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No Credit Inquiry Required!
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Build Credit Faster with 6 reporting cycles per month. (You will be assigned the fastest of 6 reporting cycles a month)
With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 – 10 days after the complete application is approved and the total refundable deposit received. Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
24/7 Online Access to Your Account: Try our new Mobile App for Android users!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Receive Your Card More Quickly with New Expedited Processing Option
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
APR for purchases = 13.99%
Annual Fee = $39
Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder’s bank
First Progress Platinum Prestige MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No Credit Inquiry Required!
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Build Credit Faster with 6 reporting cycles per month. (You will be assigned the fastest of 6 reporting cycles a month)
With our rapid reporting cycle-assignment process for new accounts, most new accounts receive the next available statement cycle date and are reported to the credit bureaus between 2 – 10 days after the complete application is approved and the total refundable deposit received. Your Annual Fee will be billed and reported to the bureaus as a performing balance in the first complete statement billing cycle to speed the reporting of credit activity.
24/7 Online Access to Your Account: Try our new Mobile App for Android users!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Receive Your Card More Quickly with New Expedited Processing Option
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
APR for purchases: 9.99%
Annual Fee = $49
Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder’s bank
Group One Platinum Merchandise Card
Complete our easy application and your results will be ready immediately. If approved you will have instant access to your $750 merchandise credit line along with other benefits.
$750 Merchandise Credit Line
Reports to Major Credit Bureau
Start Shopping Right Away!
Bad Credit, No Credit? No Problem!
No Employment or Credit Check
Fast and Easy Application
Assent Platinum MasterCard® Secured Credit Card
APR for purchases: 0% Introductory APR for the first six months your account is open, afterward regular APR.
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Quick and Complete Online Application; No Credit Inquiry Required!
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
Annual fee of $49
First Access Card (Unsecured Card)
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won’t
Easy and secure online application; Checking account required
$300 Credit Line (subject to available credit)
Receive your card more quickly with optional Expedited Processing (additional fee applies)
Get a result in as little as 60 seconds upon completion of the online application
Online Customer Center available 24 x 7
Issued by The Bank of Missouri, Member: FDIC
This program is not currently available in New York or Wisconsin.
Fit Mastercard Credit Card
Who Should Apply?
All credit types welcome to apply
Ideal for consumers with lower credit scores that are looking to improve/build their credit
Ideal Vantage 3.0 Score Range of 520 to 600
Checking Account Required
About The Offer:
Fast and easy application process; results in seconds
$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
Potential Credit Limit Increase after just 6 months
Monthly reporting to the three major credit bureaus
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Use your card at locations everywhere Mastercard® is accepted
Mastercard Zero Liability Protection (subject to Mastercard Guidelines)
Upfront processing fee applys
See all terms and conditions
This offer is NOT available in the following states: MA, CO, WV, IL